Flagship Product
Buy Airtime, Save & Earn (M-BASE)
When clients buy airtime, they dedicate a portion as a savings installment. Small contributions accumulate into a personal savings account, which is then invested to earn 9% annual interest.
- Start saving from 10,000 SSP
- 9% annual interest on contributions
- Works via mobile app & USSD
- Principal + interest withdrawable after 1 year
- Real-time account balance tracking
For Communities
Group Saving & Investment Plans
We formalize South Sudan's traditional rotating savings schemes with professional investment management. Groups register collectively, pool their funds, and earn higher returns.
- SACCOs, churches, cooperatives, companies welcome
- Contributions via airtime or direct deposit
- Pooled funds attract higher bulk returns
- 9% annual interest shared among members
- Ideal for women's groups & NGO programs
Managed Investing
Investment Brokerage Services
JIBU pools client savings into a diversified, low-risk portfolio managed by our investment team. Your money works in multiple proven venues while you earn steady returns.
- Government Treasury bills & bonds (12% returns)
- Real estate — rental & commercial land
- Microfinance lending to vetted SMEs (12–20%)
- Telecom partnership revenue sharing
- Stock market & financial market investments
Full Transparency
Client Monitoring & Compliance Platform
We guarantee transparency through a digital platform that gives clients real-time visibility into their savings, interest accrual, and investment activity at all times.
- Mobile app & USSD (works on basic phones)
- Monthly SMS/email account statements
- Annual public compliance report
- Investment activity breakdown
- Financial literacy training resources